Take control of your mortgage with better terms and lower payments. Beyond Mortgages helps UAE residents, expats, and investors refinance or buy out their existing mortgage loans with competitive rates, flexible repayment options, and fast processing. Whether you're switching banks, restructuring payments, or releasing equity — we’ll guide you through it all.
Refinancing your mortgage in the UAE can lead to significant long-term savings — but only if done right. At Beyond Mortgages, we evaluate your current loan, compare options from multiple banks, and help you switch with confidence. We handle documentation, valuation, and approval, while ensuring full transparency on fees and timelines.
Lower Interest Rates
Switch Without Hidden Penalties
Release Property Equity
Debt Consolidation Options
Quick Processing
Free Pre-Approval Assessment
To reduce your monthly payments, lower your interest rate, adjust your term length, or consolidate debt under a single loan.
Similar to a new mortgage: Emirates ID, passport, bank statements, salary certificate or trade license, and current mortgage details.
Yes. Many UAE banks offer buyout products where your current loan is paid off and replaced by a more favorable one.
Up to 80% of the property value (for UAE residents), subject to eligibility and valuation.
Some banks charge an early settlement fee (usually 1%). We guide you through comparing the cost vs benefit of refinancing.