Home Purchase Mortgages
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Beyond Mortgage UAE > Home Purchase Mortgages
Our Home Purchase Mortgages are designed to help UAE residents, expats, and investors secure property with competitive rates, high loan-to-value options, and expert local guidance. Whether you’re buying your first home, upgrading, or investing, Beyond Mortgages will guide you from pre-approval to key handover — with complete transparency every step of the way.
Buying a home in Dubai can feel overwhelming, but it doesn't have to be. At Beyond Mortgages, we simplify the process with digital pre-approvals, expert advice, and access to the top UAE lenders. Whether you’re a resident with a salary certificate, a self-employed expat, or a non-resident investor, we’ll match you with the right product to fit your needs.
- Up to 80% LTV
- AED & USD Options
- Fixed & Variable Rates
- Off-Plan & Developer Financing
- Quick Pre-Approval
- Dedicated Mortgage Advisor
To apply, you’ll need your Emirates ID, passport, visa, salary certificate, 6-month bank statement, and property MOU. Self-employed individuals require trade license, audited financials, and VAT returns.
Yes. UAE residents can borrow up to 80%, expats up to 75%, and non-residents 50–75% depending on nationality, income, and lender policies.
Initial pre-approval takes 1–3 days. Full approval with valuation and underwriting takes 5–10 days. We streamline this process for you.
Yes. We partner with major developers like Emaar and Damac to provide off-plan and under-construction financing with special rates.
20–25% is typically required for residents and expats. Some developers offer flexible payment plans to reduce upfront cost.
Smart Mortgage Solutions for Expats and Residents in Dubai.
