Mortgage Calculator
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Beyond Mortgage UAE > Mortgage Calculator
Dubai Mortgage Calculator β Estimate Your Monthly or Daily Payments Instantly
Easily calculate your mortgage in Dubai based on property price, down payment, loan term, and interest rate. Perfect for residents, expats, and first-time homebuyers across the UAE.
Your Hassle-Free Mortgage Journey in Dubai β Fast, Clear & Fully Digital
01
Pre- Approval & Eligibility Check
- Instant check on LTV, salary eligibility & mortgage readiness
02
Smart Lender Matching
- AI-powered matching with top banks & mortgage products
03
Application & Document Submission
- Seamless online process with bank integrations
04
Bank Approval & Property Valuation
- Property assessment & underwriting begins
05
Loan Disbursement & Title Transfer
- Final paperwork & smooth handover
We assess your financial profile instantly to determine how much you can borrow, based on UAE Central Bank guidelines.
We intelligently pair you with the best mortgage options tailored to your property type, salary, nationality, and loan duration.
Submit your documents digitally. Our system coordinates directly with partner banks using secure channels.
The bank evaluates the property and processes internal underwriting. We guide you through each checkpoint.
Once approved, your loan is disbursed directly to the seller or developer, and ownership is transferred at the trustee office.
See Your Monthly & Daily Payment Breakdown
Powered by BeyondMortgage UAE β Plan Your Future, Starting Today
Use our powerful mortgage calculator to understand your budget, payment options, and financial future in just a few clicks. Perfect for Dubai property buyers, with real-time accuracy and no hidden fees.
π‘ Fast. Free. Accurate. Your home journey starts here with BeyondMortgage.
π Frequently Asked Questions
Based on your income and liabilities, you may borrow up to 7x your salary.
This varies from bank to bank but normally banks will reply with initial observations and requests within 2 working days. Once additional documents have been provided, or additional questions have been addressed, the turnaround time to receive a pre-approval is usually between 5-7 working days.
For expat residents (first-time buyer): 20% For UAE nationals (first-time buyer): 15% For expat residents (second-time buyer): 40% For UAE nationals (second-time buyer): 35% There are exceptions to the rules though, some of the banks allow 2nd-time buyers, 20% and 15% deposits for expats and locals, respectively, if their existing mortgage is under 60% LTV.
This is a guide based on averages. For exact terms, speak to our licensed mortgage consultants.
For Salaried Employees: Passport Copy with valid UAE visa, Emirates ID (front and back), Salary Certificate (dated within 30 days), Last 6 Months Bank Statements, Last 3 Months Payslips, Credit Report (from Al Etihad Credit Bureau β AECB). Proof of Down Payment (bank statement or deposit slip) For Self-Employed Individuals: All the above, plus: Trade License or Commercial Registration, Company Bank Statements (6β12 months), Audited Financial Statements (last 2 years)
