FAQ
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Beyond Mortgage UAE > FAQ
Smart Lender Matching
Smart lender matching uses intelligent algorithms to connect you with the most suitable lender based on your financial profile, credit score, income, and mortgage goals.
Yes, our smart matching technology supports both UAE residents and non-residents, including expats, by analyzing eligibility across local and international banks.
Absolutely. By comparing multiple banks simultaneously, our system helps you unlock the most competitive mortgage rates available for your situation.
Matching is instant. Once we gather your financial information, you'll receive lender options within minutes.
Mortgage Advisory & Consultation
We offer complete guidance—from eligibility checks and documentation to bank comparisons, pre-approvals, and final application support.
Yes. Our advisors help clients navigate local (AED) and international (USD) mortgage products based on preference and investment goals.
Definitely. We recommend early consultation to understand your budget, loan limits, and approval potential before finalizing any property.
Yes, the initial consultation is free and includes a personalized mortgage roadmap.
Commercial Property Mortgages
Both UAE-based businesses and foreign investors can apply. We facilitate loans for retail spaces, warehouses, offices, and mixed-use properties.
Yes, we work with developers and business owners to secure competitive financing for commercial real estate investments.
Loan-to-value ratios vary but can go up to 70%, depending on the property type and borrower profile.
Yes, we support both completed and off-plan commercial property loans through our developer partnerships.
Buy-to-Let Mortgages
It's a loan specifically designed for investors purchasing properties to rent out and generate passive income.
Yes. We offer buy-to-let financing options for both UAE residents and international investors.
Absolutely. Our advisors help assess rental ROI, property location demand, and yield projections.
Apartments, villas, and commercial rental spaces in freehold zones are commonly approved.
Refinancing & Buyout Loans
Refinancing lets you switch your existing loan to a new lender with better terms—lower rates, longer tenure, or better currency options.
Yes. We work with banks that support expat refinancing for both AED and USD loans.
Buyout loans help reduce monthly payments, unlock property equity, and consolidate debt.
Some lenders allow refinancing after 6–12 months, depending on your repayment history and loan structure.
Home Purchase Mortgages
UAE residents can get up to 80% loan-to-value for their first home purchase; expats usually qualify for 75%.
Yes, we provide mortgage pre-approval letters so you can confidently search and negotiate with sellers.
Yes. BeyondMortgage supports both currencies to suit your income stream and long-term goals.
Typically, you’ll need Emirates ID, passport copy, salary certificate or business license, bank statements, and credit report.
Have Questions About Mortgages in Dubai? Feel free to ask us!
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Let’s Talk Mortgages, Refinancing, or Investment Property Loans We’d love to hear from you. Whether you’re planning your first home, expanding your real estate portfolio, or exploring better loan terms — our specialists are just a message away. Our promise: Clear answers, no hidden fees, and 100% transparency on all home and investment loan options in Dubai and the UAE.
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