1. Introduction

Welcome to BeyondMortgage. By accessing or using our mortgage advisory and financing services, you agree to comply with the terms outlined herein. Please review them carefully before proceeding with any application.

2. Eligibility Criteria

Applicants must meet specific eligibility criteria, including age, credit history, and income requirements, to qualify for a loan. Documentation to verify these criteria may be required.

3. Application & Approval

All applications submitted through BeyondMortgage undergo a thorough assessment process. Pre-approval does not guarantee final approval, which is subject to lender evaluation, property valuation, and bank underwriting.

4. Mortgage Terms & Repayment

Repayment terms, tenure, and installment plans will be clearly detailed in the final offer letter from the bank. Borrowers are expected to make timely payments to avoid late fees or potential legal actions by the lending institution.

5. Interest Rates & Charges

Interest rates vary depending on the selected lender, borrower profile, and market conditions. All applicable fees (processing, valuation, insurance, etc.) will be transparently disclosed in the mortgage offer prior to signing.

6. Early Settlement

Borrowers may settle their mortgage early. Early settlement charges, if applicable, will be in accordance with UAE Central Bank regulations and bank-specific policies.

7. Default Policy

In case of missed payments or default, the lender may initiate legal recovery actions. This may include repossession of the mortgaged property and reporting to credit bureaus, which may impact your future borrowing capacity.

8. Privacy & Data Protection

Your personal and financial information is handled with the utmost confidentiality and in full compliance with UAE data protection and banking regulations. We do not sell or share your data without consent.

9. Amendments

BeyondMortgage reserves the right to amend these terms at any time. Any updates will be published on this website. Continued use of our services implies acceptance of revised terms.

10. Governing Law

These terms and any related transactions are governed by the laws of the United Arab Emirates. Any disputes shall fall under the jurisdiction of Dubai Courts.

11. Contact Us

For assistance or more information regarding our terms, feel free to contact:
📧 [email protected]
📞 +971 4 886 6186